Privacy Policy

1. Information We Collect

We collect information you provide directly when creating an account, such as your name, email address, and authentication data through Google Sign-In. We also collect the financial data you enter in the app, including income, expenses, categories, savings goals, and household settings.

2. How We Use Your Information

We use your information solely to provide and improve the Penny service. This includes:

• Displaying your financial dashboard and analytics
• Syncing data between household members
• Sending payment reminders (if enabled)
• Improving the app experience

3. Information Sharing

We do not sell, rent, or share your personal information with third parties. Your financial data is only visible to members of your Penny workspace (household).

4. Storage and Security

Your data is securely stored on Firebase (Google Cloud). We use encryption in transit and at rest. Authentication is handled through Firebase Authentication with Google Sign-In.

5. Your Rights

You can access, modify, or delete your data at any time from the app settings. If you wish to completely delete your account and all associated data, contact us and we will process your request.

6. Contact

If you have questions about this privacy policy, you can reach us at privacy@penny.app.